INSURING YOUR PURCHASES FROM GOLDSMITHWORKS WITH JEWELERSMUTUAL.COM online
Coverage for unscheduled jewelry
Do you have a lower valued item you’d like to insure? Add it to your policy under our “unscheduled jewelry” option. This option provides limited coverage for jewelry valued at $1,000 or less. Some important notes about unscheduled jewelry coverage.
The premium rate for insuring unscheduled jewelry is $15 per $1,000 of value, up to a $5,000 total limit. You can add this option to your policy in $1,000 increments without an insurance evaluation/appraisal. This coverage has a $100 deductible.
To qualify for this coverage, you must have at least one item of jewelry scheduled on your policy with an insurance evaluation/appraisal.
.Insuring your jewelry – four easy steps
1. apply online right now or download a PDF version
2. Have your jeweler provide an insurance evaluation/appraisal with a detailed description of each item you wish to insure, including the retail replacement value and any applicable sales tax.
3. Determine your premium amount using their ONLINE APPLICATION or USE THEIR RATE CALCULATOR
4. Submit your online application, payment preference, and a copy of the insurance evaluation/appraisal (completed within the last 18 months), provided by your jeweler. You may e-mail, fax, or mail the appraisal to us. If you mail your application to us, coverage will begin on the postmark date stamped on the envelope.
If the total value of all the items is $50,000 or more, you may complete our online application; however, please note that Jewelers Mutual Insurance Company requires pre-approval for all policies with a total value of $50,000 or more. An underwriter will contact you within two business days with your quote or you may contact us at 888-884-2424 to obtain additional information.
If you have any questions about our insurance coverage or how to obtain Personal Jewelry Insurance, contact a customer service representative, toll free, at 888-884-2424.